Before your first appointment, please review our rates and insurance policies.

Insurance Accepted:

Astute is in-network with Blue Cross Blue Shield (BCBS) and United PPO plans only. If you’re using one of these, you are only responsible for your deductible, co-pay, or co-insurance. Most sessions are covered, but to confirm your specific Behavioral Health coverage, call the number on the back of your insurance card. We do not verify any benefits.

Note: The following rates below do not apply to BCBS or United PPO patients.

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Therapy Rates If you are not using BCBS PPO or United PPO (Out-of-Network & Cash Pay):

These rates do not apply to Rebecca E. Tenzer, LCSW. Her rates are available upon request.

•Individual, couples, or family sessions (53 min): $190

•Additional time (15 min): $60

•Same-day crisis sessions: $230, plus $60 per additional 15 min

•Record review, extended phone/email consults (15 min): $60

•Missed appointments without 24-hour notice: $180

Insurance for Other Providers:

We work with out-of-network carriers (e.g., Aetna, Cigna, Humana, HMO, Medicare/Medicaid) on a reimbursement basis. Patients pay upfront $190 and may submit a Superbill for reimbursement. You are responsible for verifying your out-of-network coverage.

Insurance does not typically cover:

•Divorce mediation

•Record review

•Long phone/email consultations

•Missed sessions

Payment is due at each session based on your coverage: either the co-pay, full session fee, or deductible balance.